Welcome to The Loaf - making money & business more approachable for creatives & freelancers
Another Saturday, another new design 🎨
Because the goal of this newsletter and the Creatorbread brand is to educate around creative money & business, I think this is my favorite one so far:
A new, free piece of merch every Saturday through the end of the year
This week, there are two pieces available:
Subscriber-only access - join here
Creative Business: What Does a Recession Actually Mean for Creators? [article]
Depending on who you ask, we're either already in a recession or it's likely that one's coming. We haven't seen tough economic times in a while and since the creator economy has only taken off in the past few years, most people haven't seen how a recession could impact the industry as a whole.
This breakdown from Colin & Samir talks through a few ways that we may be affected and what to do about it.
Money: 5 Places to Open a Roth IRA When You're Self-Employed (And Why You Should) [article]
From choosing a certain type of account to making investment selections, getting started with investing can feel overwhelming.
This quick article walks through why a Roth IRA is such a powerful account and 5 different places where you can easily open one.
No Q&A today as I took my dad to New York for the first time last week and promised myself I wasn't going to do any work 🗽
Next week's topic: What happens if I don't get a 1099 from a freelance client?
🎓 Student loan forgiveness application goes live
👀 How to decide if a client is a good fit for you
🎨 How to price graphic design work
🎥 Watch: How to start filmmaking
✍🏼 Freelance Finds: A full breakdown on how much freelance writers should charge