Welcome to The Loaf - making money & business more approachable for creatives & freelancers
Wake up, September has ended 🎃
The "unofficial" first day of fall calls for the release of an unofficial collab:
The Breadheads* x Goodwill
A few weeks ago I mentioned that starting on October 1st, I'll be releasing a new, free piece of merch every Saturday through the end of the year.
This week, there are three pieces available:
Disclaimer: This is not an official collaboration and no apparel featuring the logo will be sold
Creative Business: How FaZe Clan Built a Billion Dollar Content Empire [video interview]
FaZe has gone from a team of gamers to a public company with worldwide recognition and this interview with the brand's Chief Strategy Officer breaks down how they did it.
Money: How to Raise Your Rates as a Creative Freelancer [article]
Whether you provide a service or you create sponsored content, this article walks through what you need to know about raising your rates. It features insights from experienced creatives and it's one of the most in-depth breakdowns I've ever read.
Topic of the week: How do I set up a retirement plan for my freelance business?
Summary: First, you need to figure out which type of account is the best fit for your situation.
This could be a Solo 401(k), a SEP IRA, or a SIMPLE IRA. Then, it's recommended to do some research before choosing an investment company to go with.
You want to check for things like annual account fees, minimum deposits, and investment options.
After that, you need to determine your investing goals, build a portfolio, and continue to monitor & manage your investment account(s).
The full answer is a little long as I broke down each step, so you can check out the details over on the blog - read the full breakdown
Have a question about money?
Hit reply or submit it here
Questions that are more in-depth/personal may not make the newsletter, but are welcome and actually, encouraged. The goal of this is to answer your most pressing financial questions for free, while sharing some of them publicly to help everyone learn.
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